Filing For Chapter 7 Bankruptcy

For many families and individuals who are drowning in debts, a Chapter 7 bankruptcy filing can provide a quick lifeline to get a clean slate and regain financial stability. A Chapter 7 filing can get rid of unsecured debts, stop creditor harassment and protect your income and bank accounts from garnishments.

In Fayetteville, North Carolina, my law firm, the Law Office of R. Gregg Edwards PA, can help. With more than 30 years of bankruptcy experience, I can help you prepare a bankruptcy filing that discharges your debts while protecting your most valuable assets.

Wipe Away Your Debts In A Few Months

While some people may prefer to file for Chapter 13 bankruptcy, in which debts are slowly paid off over a period of three to five years, a Chapter 7 filing can be done in less than a year. This is usually the better solution for people dealing with a job loss or medical emergency.

Known as a “liquidation” bankruptcy, a Chapter 7 filing will discharge most of your unsecured debts, including:

  • Medical bills
  • Credit card debt
  • Small loans from a bank
  • Payday loans
  • Car loans (if you want to surrender the vehicle)

There are myths about what filing for bankruptcy will mean for you. You will not lose everything. As an experienced bankruptcy attorney, I understand how state and federal exemptions work and how they can be used to keep valuable assets safe from creditors.

Get The Fresh Financial Start You Deserve. Call A Lawyer Today.

A Chapter 7 bankruptcy filing may not be the right fit for everyone, but for some, it can give them a chance to face the future with confidence. If you want to learn if it could work for you, contact me online or call my office at 910-705-4890 to schedule a free consultation at my law firm in Fayetteville.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.