Practice Areas

Bankruptcy

Many people experience financial difficulties through no fault of their own. You may lose your job or be forced to accept a pay cut because of a generalized economic downturn or dramatic shifts in the global economy. People employed in agricultural businesses may suffer the effects of unfavorable weather. Even the financial troubles of an important customer or a supplier can have a ripple effect that can do severe damage to a business and its employees. While your income may slow down or stop, the bills keep coming in, and they never get any smaller. In fact, if all you can make are the minimum monthly payments, you may find that your bills are actually getting bigger.

Serious financial problems can be a great emotional burden. Not only is there the pressure of trying to provide for yourself and your family, there is the added aggravation of telephone calls, letters, and sometimes, personal visits from those trying to collect money from you. Added to that is the uncertainty about the future that financial hardship can bring.

Capable legal counsel may help to ease some of the burden of your financial problems. For some people in financial trouble, bankruptcy may be the best option. I represent individuals in all types of bankruptcy proceedings, including

• Chapter 7, in which most debts are discharged, or forgiven
• Chapter 13, in which most debts are repaid through the Bankruptcy Court
• Bankruptcy litigation
• Section 523 (a)(15) review of Family Court obligations and
• Bankruptcy appeals

Bankruptcy can be a tool to put your financial house in order, and get a fresh start. If you are having financial difficulties, contact me for an evaluation of your situation.

Traffic Violations

There is no such thing as “just a traffic ticket.” Serious traffic violations are criminal offenses. In many cases, what a driver thought was “just a traffic ticket” can turn very quickly into a nightmare. Many serious traffic offenses can lead to jail time, in addition to substantial monetary fines. If alcohol is involved, the penalties may be even more severe.

The nightmare does not stop with the court’s sentence: you should be aware that conviction of a serious traffic offense may result in a substantial increase in your motor vehicle insurance premium. The increased premium could stay with you for a number of years. In some cases, your coverage may be cancelled completely. It is easy to see how a single mistake, or a lapse in judgment, can continue to haunt a person for years.

If you are charged with a serious traffic offense, you need experienced, capable legal representation.

Other Areas

In addition to the areas of law discussed above, I also practice in the areas of

• Civil litigation
• Personal injury
• Automobile accidents
• Workers’ compensation
• Medical malpractice
• Family law and
• Divorce

I invite you to contact me for a consultation in any of these areas.